Monday, March 2, 2009
There are different kinds of insurance for your vehicle:
- Compulsory Third Party insurance (CTP) is paid with your registration. It is illegal to drive an unregistered vehicle with no CTP coverage. CTP insurance covers vehicle owners and drivers who are legally and financially liable for personal injury to another person in the event of a motor vehicle accident. For further information please visit the Motor Accident Commission website:www.maic.qld.gov.au.
- Third party property damage insurance covers you if you cause damage to other people's property, but does not cover loss of, or repairs to, your own vehicle or property.
- Fire, theft and third party property insurance protects you against damage to other people's property, as well as covering your own vehicle for damage caused by fire or theft.
- Comprehensive insurance gives full cover to your vehicle for property damage, but does not cover injuries to people. Comprehensive insurance protects you against damage to other people's property, as well as covering your vehicle for property damage.
Your vehicle must be safe and registered at all times while using the road. If you make any structural changes to your vehicle, they'll need to be approved by Queensland Transport officers or an agent. Your insurance policy may not cover you if you modify your vehicle without approval and it is involved in a crash.
If you cause a crash with the level of alcohol in your blood or breath over your alcohol limit, the insurer will pay all CTP insurance claims, however the insurer has the right to recover the cost from you.
For more information, contact your insurance company.
posted by transport blogs
@ 4:45 AM
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